Pillar
The biggest number in your budget is the one coming in. Pay rises, CVs, interviews and going freelance — plus honest arithmetic on which side hustles are worth the hours.
The £100,000 line and the £60,000 Child Benefit line are both measured on adjusted net income, and a pension contribution from gross pay lowers it. Find the smallest contribution that brings you under, what it costs in take-home, and what it preserves.
3 min read
A UK pay rise calculator that values the whole rise, not the band rate: income tax, National Insurance, student loan and Child Benefit clawed back, with any line crossed inside the rise shown, and the working underneath. 2026/27, England, Scotland and Wales.
3 min read
The £100,000 childcare line is measured on adjusted net income, not salary, and tested against each parent alone. Find out how far over you are, the smallest pension contribution that gets you under, and what it costs.
3 min read
A UK take-home pay calculator that shows the working: every deduction, the rate it was charged at, and where the figure came from. England, Scotland and Wales, salary sacrifice and net-pay pensions, all five student loan plans.
2 min read
